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Maryland Freelancer Deduction Calculator 2026

See how business deductions reduce your Maryland freelancer taxes in 2026. Deductions lower your net SE income, which reduces both your SE tax and Maryland state income tax.

Before business expenses and taxes

Business Deductions

$0.67/mi (2026 IRS rate)

Above-the-Line Deductions

Self-employed: 100% deductible

Deductions for Maryland Freelancers

Maryland has a progressive state income tax with rates up to 6.5%, but Maryland is distinctive because every county (and Baltimore City) adds its own income tax — called a county income tax — ranging from 2.25% to 3.2%. Baltimore City charges 3.2%, as do Montgomery and Prince George's Counties. This means Maryland workers in major areas effectively pay 9-10% in combined state and county income tax — among the highest effective rates in the nation for middle earners. Maryland's standard deduction is modest at $3,350 for single filers. No additional city-within-county income taxes apply beyond the county rate. Compared to neighboring Virginia (up to 5.75%, no county tax) and Pennsylvania (3.07% flat, city taxes in major cities), Maryland's combined burden is notably higher.

Frequently Asked Questions

What is the Maryland income tax rate for 2026? ▾
Maryland has a progressive state rate up to 6.5%, plus a mandatory county income tax (2.25% to 3.2% depending on your county). Most workers pay 8-10% combined.
Does Baltimore have a local income tax? ▾
Baltimore City charges a 3.2% local income tax in addition to the state rate, for a combined rate of up to about 9.7% for Baltimore residents.
What are the county income tax rates in Maryland? ▾
County rates range from 2.25% to 3.2%. Montgomery County, Prince George's County, and Baltimore City all charge 3.2% — the maximum allowed.
How does Maryland compare to Virginia for take-home pay? ▾
Virginia workers typically take home more than Maryland workers. Virginia's top rate is 5.75% with no county income tax, versus Maryland's combined state+county rates of 8-10%.

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